How iDEAL Works

iDEAL is the most widely used online payment method in the Netherlands, offering a simple, secure, and fast way to pay directly through your bank. Whether you're shopping online, paying bills, or making donations, iDEAL lets you complete transactions in just a few steps using your own trusted banking environment.

The iDEAL Payment Process

1. Choose iDEAL at Checkout
When you're ready to pay, select iDEAL as your payment method. iDEAL is accepted by over 210,000 merchants, and you’ll find it as a payment option in most online stores, mobile apps, and on payment requests.

2. Select Your Bank
Once you choose iDEAL, a list of participating banks will be shown. Select your bank, and you’ll be redirected to your familiar online banking environment.

3. Login and Approve the Payment
After logging in, you will see the payment details pre-filled. You simply need to confirm the payment via your bank’s secure method, such as a mobile app, QR code scan, or card reader.

4. Payment Confirmation
Once the payment is approved, you will receive a confirmation, and the merchant will immediately be notified. The entire process is seamless and takes only a few moments.

Payment Options

With the new iDEAL, several new features have been introduced to enhance your experience:

  • iDEAL Snel betalen: Save your preferred bank account in your iDEAL profile for even faster payments. No need to select your bank each time—just approve the payment via a push notification.
  • iDEAL Snel bestellen: Automatically share your delivery and payment details during checkout, saving you time and simplifying repeat purchases.

Uniform Payment Experience

iDEAL offers a consistent payment experience across all devices, whether you’re using a desktop, tablet, or smartphone. You can also choose between light mode and dark mode to suit your preferences. This ensures that iDEAL remains accessible and convenient for all users, regardless of their device or visual settings.

Why Choose iDEAL?

  • Security: Payments are processed through your bank’s trusted environment, ensuring the highest level of security.
  • Speed: Transactions are completed instantly, with real-time confirmation to both you and the merchant.
  • Convenience: You don’t need to create an additional account or share sensitive payment information with third parties.

Start using iDEAL today and experience seamless, secure payments trusted by millions of Dutch consumers!